{"id":3151,"date":"2026-09-09T06:05:10","date_gmt":"2026-09-09T06:05:10","guid":{"rendered":"https:\/\/cosharesupport.my\/?page_id=3151"},"modified":"2026-09-09T07:13:01","modified_gmt":"2026-09-09T07:13:01","slug":"polisi-privasi-copy-3078","status":"publish","type":"page","link":"https:\/\/cosharesupport.my\/en\/polisi-privasi-copy-3078\/","title":{"rendered":"Polisi Privasi"},"content":{"rendered":"
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Polisi Privasi<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Di Coshare Holdings Berhad (“Kami”, “Kita”, atau “Syarikat”), kami memandang serius privasi dan keselamatan data peribadi anda. Dasar Privasi ini menerangkan bagaimana kami mengumpul, menggunakan, dan melindungi maklumat peribadi anda apabila anda melawat laman web atau menggunakan perkhidmatan kami selaras dengan Akta Perlindungan Data Peribadi 2010 (PDPA).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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1. Pengumpulan Data Peribadi<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Bagi memproses permohonan pembiayaan dan menguruskan potongan gaji, kami perlu mengumpul maklumat peribadi tertentu daripada anda. Maklumat ini mungkin termasuk, tetapi tidak terhad kepada:<\/p>

  • Maklumat Pengenalan: Nama penuh, nombor Kad Pengenalan (MyKad), dan tarikh lahir.<\/li>
  • Maklumat Hubungan: Alamat rumah, nombor telefon, dan alamat emel.<\/li>
  • Maklumat Pekerjaan: Nama majikan, jawatan, nombor gaji, dan sejarah perkhidmatan.<\/li>
  • Maklumat Kewangan: Penyata gaji (payslip), nombor akaun bank, dan butiran komitmen kewangan sedia ada.<\/li><\/ul>

    Kami mengumpul maklumat ini apabila anda mengisi borang di laman web kami, memuat naik dokumen, atau berhubung dengan ejen khidmat pelanggan kami.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    2. Tujuan Pemprosesan Data<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Kami menggunakan data peribadi anda bagi tujuan-tujuan berikut:<\/p>

    • Pemprosesan<\/b> Permohonan:<\/b> Untuk menilai kelayakan anda bagi pembiayaan peribadi atau penyatuan hutang.<\/li>
    • Semakan<\/b> Kredit:<\/b> Untuk melakukan semakan latar belakang kewangan melalui agensi pelaporan kredit (seperti CTOS, CCRIS, RAMCI) dan
      ANGKASA<\/li>
    • Pengurusan<\/b> Potongan<\/b> Gaji:<\/b> Untuk mendaftar dan menguruskan arahan potongan gaji melalui kod potongan gaji CoShare dengan majikan atau\u00a0jabatan gaji anda.<\/span><\/li>
    • Komunikasi:<\/b> Untuk menghubungi anda berkenaan status permohonan atau menjawab pertanyaan anda.<\/li>
    • Pematuhan<\/b> Undang-undang:<\/b> Untuk mematuhi keperluan kawal selia dan undang-undang yang berkuat kuasa di Malaysia.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      3. Pendedahan Kepada Pihak Ketiga<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      Sebagai platform pengurusan, kami mungkin perlu berkongsi maklumat anda dengan pihak ketiga yang dipercayai bagi tujuan memproses perkhidmatan.<\/p>

      Pihak-pihak ini termasuk:<\/p>

      • Institusi<\/b> Kewangan<\/b> Rakan<\/b> Kongsi:<\/b> Bank, Koperasi, atau Yayasan yang menyediakan kemudahan pembiayaan.<\/li>
      • Agensi<\/b> Pelaporan<\/b> Kredit:<\/b> Untuk tujuan semakan rekod kredit (CTOS\/CCRIS).<\/li>
      • Majikan\/Jabatan<\/b> Gaji:<\/b> Pihak yang menguruskan gaji anda (contohnya Jabatan Akauntan Negara Malaysia atau unit gaji majikan) bagi tujuan pelaksanaan potongan gaji.<\/li>
      • Penyedia<\/b> Perkhidmatan:<\/b> Vendor IT atau penyedia storan awan yang membantu operasi laman web kami.<\/li><\/ul>

        Kami tidak akan menjual, menyewa, atau memperdagangkan data peribadi anda kepada pihak luar untuk tujuan pemasaran tanpa kebenaran anda.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        4. Keselamatan Data<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        Kami mengambil langkah keselamatan teknikal dan organisasi yang sewajarnya untuk melindungi data peribadi anda daripada akses yang tidak dibenarkan, kehilangan, atau penyalahgunaan. Ini termasuk penggunaan penyulitan (encryption) untuk penghantaran data sensitif melalui laman web kami.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        5. Hak Anda Sebagai Pengguna<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        Di bawah PDPA, anda mempunyai hak untuk:<\/p>

        • Meminta akses kepada data peribadi anda yang kami simpan.<\/li>
        • Meminta pembetulan jika terdapat maklumat yang tidak tepat atau tidak lengkap.<\/li>
        • Menarik balik kebenaran (consent) untuk kami memproses data anda (namun ini mungkin menyebabkan kami tidak dapat meneruskan perkhidmatan pembiayaan atau potongan gaji anda).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          6. Penyimpanan Data<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          Kami akan menyimpan data peribadi anda selama tempoh yang diperlukan untuk memenuhi tujuan yang dinyatakan dalam dasar ini, atau sebagaimana yang dikehendaki oleh undang-undang perakaunan dan cukai di Malaysia.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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          7. Kuki (Cookies)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          Laman web kami mungkin menggunakan kuki untuk meningkatkan pengalaman pengguna. Kuki adalah fail kecil yang disimpan di peranti anda untuk membantu laman web mengingati pilihan anda. Anda boleh memilih untuk mematikan kuki melalui tetapan pelayar web anda, namun beberapa fungsi laman web mungkin tidak berfungsi dengan optimum.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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          8. Pindaan Dasar Privasi<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          Kami berhak untuk mengemaskini Dasar Privasi ini dari semasa ke semasa. Sebarang perubahan akan dipaparkan di halaman ini dengan tarikh kemaskini yang baru. Anda digalakkan untuk menyemak halaman ini secara berkala.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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          9. Hubungi Kami (Pegawai Perlindungan Data)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          Jika anda mempunyai sebarang soalan, aduan, atau ingin melaksanakan hak anda berkaitan data peribadi, sila hubungi kami di:<\/p>

          Alamat: Coshare Holdings Berhad, No 25-G, Jalan PJU 5\/20A, Pusat Perdagangan, The Strands, Kota Damansara, 47810 Petaling Jaya,<\/p>

          Emel: info@coshare.my<\/p>

          Telefon: 03-61429999<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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          <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

          Polisi Privasi Di Coshare Holdings Berhad (“Kami”, “Kita”, atau “Syarikat”), kami memandang serius privasi dan keselamatan data peribadi anda. Dasar Privasi ini menerangkan bagaimana kami mengumpul, menggunakan, dan melindungi maklumat peribadi anda apabila anda melawat laman web atau menggunakan perkhidmatan kami selaras dengan Akta Perlindungan Data Peribadi 2010 (PDPA). 1. Pengumpulan Data Peribadi Bagi memproses […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-3151","page","type-page","status-publish","hentry"],"yoast_head":"\nPolisi Privasi - Coshare Sales Support<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cosharesupport.my\/en\/polisi-privasi-copy-3078\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Polisi Privasi - Coshare Sales Support\" \/>\n<meta property=\"og:description\" content=\"Polisi Privasi Di Coshare Holdings Berhad (“Kami”, “Kita”, atau “Syarikat”), kami memandang serius privasi dan keselamatan data peribadi anda. Dasar Privasi ini menerangkan bagaimana kami mengumpul, menggunakan, dan melindungi maklumat peribadi anda apabila anda melawat laman web atau menggunakan perkhidmatan kami selaras dengan Akta Perlindungan Data Peribadi 2010 (PDPA). 1. 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